Calculators

Use these calculators to help you figure your mortgage payments and payment schedule, recommend how much house you can afford based on your income, or compare rental costs with the costs of buying a home.

Apply Online

See How Much You Qualify for as Well as Any Home Buyer Programs You may be Eligible For.

Contact Us

Have a Question About a Home or Want to Talk About Selling Yours? Or, If You Have Any Other Questions or Comments Get in Touch With Us Here.

Pre- Qualify

If you are looking to get a loan, or you are buying a home, then it would be a good idea to get pre-qualified or pre-approved for your loan before hitting the market.

About

Learn More About Our Mission, History and Experience.

Mortgage 101

The real estate market is constantly changing, but one thing for certain, the Roundrock TX Real Estate Market continues to boom in home sales! Whether you're relocating to the area, in the market for a new home, looking to sell yours or buy for investment purposes, we can help!

What People are Saying

I have purchased a few homes in my past 35 years and have found that the most recent experience, of assisting my kids with their home purchase, was outstanding due to working with Israel. In the several months of working with Israel, I consistently found him to be thorough, sincere and always prompt with all of the continuous communications. I always found Israel willing to answer the many questions asked and even share solutions when issues arose – a rare quality these days when everyone is just so busy. Israel always explained the process so I could understand it and was just a pleasure to talk to. Israel’s experience and depth of knowledge was such an asset, I found that I had built trust in him very easily and for me, that is not something I do easily. I do know this, if my husband, my kids, or I would consider another mortgage lender, Israel would be the first person I would consider discussing it with. Debbi Harris Cameron, TX
Thank you for your prompt and courteous help in obtaining our first mortgage and subsequent mortgages to take advantage of lower rates. You were very helpful to us when we moved to Round Rock and did not know our way around. Since then we have relied upon you for current information and good advice. In a world of big institutions and complicated financial instruments you offer the kind of honest personalized service people require. Thanks for being our mortgage person and our friend. Michel Seguin Round Rock, Texas
After 37 years of service, my husband decided to retired from a Telecommunications company. This decision led us to search for the best retirement area for us. Hence, this led us to Georgetown, Texas; one of the Top Ten on the List. Mr. Ramirez came highly recommended to us and today we highly recommend him to you. We were in search of a home during a time when the recession could have caused buying a home to become a nightmare. It wasn't, ours was seamless. all our closing was handled personally by Mr. Ramirez, via overnight mail, and cell phone communication. What an amazing Job! Mr. Ramirez represented my husband and me at closing. All that was left for us to do was to pick up our keys and begin our journey. Thanks to Mr. Ramirez, we are now living at the most wonderful retirement area. Mr. and Mrs. Salcido
I had the great pleasure of working with Israel Ramirez. Israel was an excellent resource for me both financially and as an educator in the home loan process. This was my first home purchase and I feel truly blessed to have found him. He was honest, informative and possessed the utmost level of integrity. Some of my favorite characteristics about Israel included his ability to simplify the process and make me feel comfortable in the somewhat invasive process of securing a loan. I also greatly appreciated his willingness to research various questions I had. He would always provide me with simplified examples for what he found on the subjects. Additionally, I just appreciated the time that he spent on my loan. In fact, there were many occasions where he called me after business hours just to touch base and let me know where we were in the process. His personal approach and high level of customer service can be described as remarkable! Matt Callahan
I had the pleasure of working with Israel Ramirez on my recent home refinancing project. Not only was his product superior to anything I've encountered in the market, his professionalism and personal attention to the project made an otherwise laborious and confusing process seem quick, easy, and even enjoyable. I will definitely be using Israel and The Ramirez Team for any future home loan needs. Kenny S. Havard, DDS
Israel worked with my wife and I to refinance our home this past summer. The entire process could not have been more pleasant, and I feel very fortunate to have found a mortgage banker that prided themselves so much in providing the most exceptional and professional customer service possible. Thanks Israel for taking such good care of us and saving us a ton on our mortgage! Travis Hildebrand
Dealing with all of the paperwork involved in buying a house is very stressful to me. Israel was extremely patient with me during our loan process, kept me informed at all times, always took my phone calls, and most importantly, followed the process through to conclusion to ensure that we closed on time. Israel knows his stuff and he keeps his word. His kindness and ability to stay calm (even when I wasn't ) made the process much less stressful. Shannon du Plessis
As a first time homebuyer, I was delighted to have Israel Ramirez and The Ramirez Team on my side. The process of buying a home and securing a loan was very stressful for me. Israel was always there with words of comfort and a helping hand. My schedule at work is very hectic, Israel was always accommodating and would even drive to my office if needed. I would recommend both Israel Ramirez and The Ramirez Team to anyone that is in the market for buying a home. - Lindsay Kennon
If you need help buying your next home or if you’re a first time buyer, Israel Ramirez at The Ramirez Team can help. When he helped me get into my first home he made me feel at ease; his thoroughness and professional attitude made the whole process seem effortless. I recommend Israel at The Ramirez Team to all my family and friends for help in getting them into their dream home. Joe G. Davila Jr.
This was my first time to buy a house and I did not know where to start. Fortunately, I was referred to Israel Ramirez by a good friend of mine. The first time I spoke to him he was very knowledgeable and was very thorough on explaining how everything worked. I didn’t have much time before my lease was up and Israel made sure to have closing and put me in a beautiful home right on time not to mention the great referral he suggested for a real estate agent (Kari Christ) with their help I was in a home in no time. Israel is very personable, friendly, honest, and his willingness to go above and beyond was more than I expected. The experience I had buying my first home was amazing. I wouldn’t go any where else!! Jennifer Lanehart
I was surprised at how smooth and painless my refinance was. Israel made everything so easy and got us a great rate. We’ll be able to pay off our home in half the time now. Thank you so much for your time and dedication. Cathy Null
Israel was introduced to us through our family who also used him for their home loans, his assistance, knowledge and service was outstanding. He went above and beyond for us while processing our original loan and refinance. We would recommend him to anyone in the market shopping for a loan or refi. The Pacione Family
The service I received from Israel Ramirez at The Ramirez Team was exceptional! I was a first-time home buyer and a little nervous. I received honest, helpful answers to all my questions. The Ramirez Team was even honest about refunding a fee that I had overpaid! Jamy Dillon

Israel Ramirez & R Mortgage

Israel 512-930-8888512-930-8888
1613 Williams Drive
Georgetown, TX 78628
israel@rmortgagetx.com
Quick Links
Get in Touch
Image Verification Please copy the letters you see into the space provided.
Image Verification Code
RMLO# 252983

Sponsor WBM, LLC NMLS #117371

Powered by linkurealty.com